Building Personal Economies that Empower Financial Freedom and Fulfillment
In a world that often treats financial security and fulfillment as two opposing goals, Tara Mettler, founder of Position Yourself Wealth Strategies, is reshaping the conversation. Known as a “financial architect,” Tara doesn’t just guide her clients through traditional financial planning, she builds personalized economies that allow them to live fully now and later.
Reimagining the Financial Journey
Traditional financial advice has long focused heavily on retirement. While securing a stable future is vital, Tara sees a missing link in this approach: the present moment. “A lot of times when people work with someone in finance, the emphasis is so heavily placed on retirement that they can’t enjoy their lives now,” she says. “That’s a missed opportunity.”
Tara’s mission is to help individuals construct a personal economy, a dynamic, tailored strategy that honors both their current lifestyle and long-term goals. By taking a holistic look at where clients are now and where they want to be, she aligns financial strategies with values, transitions, and dreams.
Financial Fundamentals Everyone Should Know
At the core of Tara’s work is financial literacy. She champions four critical principles:
- A Healthy Relationship with Money – Understanding emotional and psychological patterns that influence spending, saving, and investing.
- Strategic Timing – Knowing when and how to deploy funds effectively.
- Cash Flow Awareness – Managing income and expenses in ways that optimize financial efficiency.
- Clear, Defined Goals – Not vague aspirations, but tangible, time-bound financial targets with step-by-step blueprints.
She emphasizes that education is an ongoing necessity. “Finance is always changing,” Tara explains. “Continuing education is essential to stay empowered.”
The Rule of 72: A Simple Yet Powerful Tool
One of Tara’s favorite teaching tools is the Rule of 72, a straightforward calculation that estimates how long it takes money to double at a given interest rate. Simply divide 72 by the interest rate, and the result is the number of years for your investment to double.
For example:
- At 0.1% (typical savings account rate), money doubles in 720 years.
- At 4.5% (CD or high-yield savings), it takes 16 years.
- At 7%, your money doubles in 10.3 years.
- At 12%, it doubles in 6 years or less.
These examples drive home the fact that where you put your money matters just as much as how much you save. A basic savings account may feel “safe,” but it’s far from effective for building wealth.
From Obsession to Mission: Tara’s Personal Financial Awakening
Tara’s passion for finance is rooted in personal experience. Growing up with limited financial resources, she developed an early fascination with money, how to earn it, save it, and eventually, how to make it grow.
As she entered adulthood, she followed the common financial advice: work hard, save diligently, and invest in a 401(k). But something didn’t sit right. “I was putting hard-earned money into something volatile,” she says. “There were times I’d gain, but more times I’d look at my statements and think, this is not where I want my money to be.”
Her breakthrough came when she met a wealth strategist who introduced her to financial concepts that were never discussed in traditional settings, even in the banking world where Tara worked for years. That moment ignited a deep sense of responsibility to share this knowledge.
“I realized this isn’t just information I lacked,” she says. “Everyone was missing it. And it needed to be shared.”
Beyond Stocks: The Power of Alternative Wealth Strategies
Tara acknowledges the fear many people have around investing, especially in volatile markets. But she also points out an important truth: stocks aren’t the only path to wealth. Her practice focuses more on alternative options and compounding strategies that preserve momentum.
One principle she stresses is compounding interest, the snowballing effect when your earnings begin to generate their own earnings. However, in volatile environments, this process is frequently interrupted, forcing a reset that can cost years of progress.
“We’ve been conditioned to think we have to just accept the ups and downs,” she says. “But there are strategies that maintain compounding and reduce volatility.”
Creating Your Personal Economy
So how do you make financial decisions that serve both the present and the future? Tara starts by asking four key questions:
- Do you need cash flow?
- Do you need liquidity?
- Are you looking for diversification?
- Are you focused on growth?
Every financial product serves a different purpose. The key is not whether it’s “good” or “bad,” but whether it’s right for you, right now.
“When we build a personal economy,” Tara says, “we account for the unique factors that affect how you earn, spend, and save, your culture, your mindset, your environment. With a strong structure in place, unexpected waves won’t capsize your boat. You ride them and stay aligned.”
Final Words of Wisdom
Tara’s final advice is simple, yet profound: never stop learning. “Find someone you trust and keep growing. You won’t find the answers unless you search for them. There’s so much you don’t know you don’t know; until you know it.”
Through Position Yourself Wealth Strategies, Tara Mettler is empowering individuals not just to retire well, but to live well, now and in the years to come.
Learn more about Tara’s mission and work at Position Yourself Wealth Strategies.
Website: https://wealthstrategiesforlife.com/
Let Tara help you design a financial future that doesn’t make you choose between living today and preparing for tomorrow.
